Term: 5 – 52 Years
Premium: Minimum premium is BDT 50,000
Age: 18-65 years
*At Maturity, age of the policyholder can’t exceed 70 years
Premium Payment Method: Single / Once
- The policy applicant must be in good & sound health
- The policy applicant must have own, valid and regular income
 Upon maturity of the insurance plan, the policyholder will get double of Sum Assured.
 If the policyholder dies while the plan is in force before the expiry of the insurance plan, then the policyholder’s nominee will be paid double the sum assured.
 The policy achieves paid-up status after paying at least 2 [two] years of premium, after that the policy may be converted to a reduced Sum Assured upon request of the policyholder.
 Surrender Value and Loan Benefit: Upon payment of at least 2 [two] years of premium, a
policy achieves Surrender Value. There is option for Policyholder to avail Policy Loan up to
a maximum of 90% of the Surrender Value.
 Income Tax Rebate Benefit: The benefit of income tax rebate on premium paid at applicable rate.
 Discounts on Hospitals: Enjoy attractive discounts at more than 300 partner Hospitals & Clinical Labs with Guardian Life Card.