Term: 5 – 52 Years
Lowest monthly premium: BDT 1,000
Age: 18-65 years
*At Maturity, age of the policyholder can’t exceed 70 years
Premium Payment Method: Monthly
Supplementary Insurance Facilities:
This plan allows you to avail any or multiple of the following supplementary insurance facilities:
 DIAB: Double Indemnity Accidental Benefit
 Health Insurance [HI]
 Insurance for Critical illness [CI]
- The policy applicant must be in good & sound health
- The policy applicant must have own, valid and regular income
 Upon maturity of the insurance plan, the policyholder will get the full survival benefit which includes the entire sum assured along with the earned bonus / profit.
 If the policyholder dies while the plan is in force before the expiry of the insurance plan, then nominee of the policyholder will get the full sum assured plus the earned bonus / profit.
 However, only for Guardian Savings Gold policies, if the policyholder dies due to accidental death while the plan is in force before the expiry of the plan, then the nominee of the policyholder will get double the full sum assured along with the earned bonus / profit.
 The policy achieves paid-up status after paying at least 2 [two] years of premium, after that the policy may be converted to a reduced Sum Assured upon request of the policyholder.
 Surrender Value and Loan Benefit: Upon payment of at least 2 [two] years of premium, a
policy achieves Surrender Value. There is option for Policyholder to avail Policy Loan up to
a maximum of 90% of the Surrender Value.
 Income Tax Rebate Benefit: The benefit of income tax rebate on premium paid every year at applicable rate.
 Hospitalization Benefits: Enjoy hospitalization benefits upto 5 Lac for Yourself and every family member [Spouse & Child] individually.
 Discounts on Hospitals: Enjoy attractive discounts at more than 300 partner Hospitals & Clinical Labs with Guardian Life Card.
 Critical Illness Coverage: 18 Critical Illness Coverage for self upto 5 Lac.