Term of insurance plan: 10, 15 or 20 years
Sum Assured: Any amount of sum assured starting with minimum of BDT 1,00,000
Age: 20 – 50 years
Premium Payment Method: Yearly, Half-yearly, Quarterly and Monthly
Premium Conversion Rate:
- Yearly to Monthly = Yearly Premium X 0.0925
- Yearly to Quarterly = Yearly Premium X 0.275
- Yearly to Half Yearly = Yearly Premium X 0.525
Supplementary Insurance Facilities:
This plan allows you to avail any or multiple of the following supplementary insurance facilities:
 PDAB: Permanent Disability and Accidental Benefit
 DIAB: Double Indemnity Accidental Benefit
 Health Insurance [HI]
 Insurance for Critical illness [CI]
- The policy applicant must be in good & sound health
- The policy applicant must have own, valid and regular income
 Upon maturity of the plan, the policyholder will get survival benefit, which is 25% of the sum assured along with all the paid premium returned.
 If the policyholder dies while the policy is in force and before the maturity of the policy,
the nominee of the policyholder will get the full Sum Assured.
 Income Tax Rebate Benefit: The benefit of income tax rebate on premium paid every year at applicable rate.
 Hospitalization Benefits: Enjoy hospitalization benefits upto 5 Lac for Yourself and every family member [Spouse & Child] individually.
 Discounts on Hospitals: Enjoy attractive discounts at more than 300 partner Hospitals & Clinical Labs with Guardian Life Card.
 Critical Illness Coverage: 18 Critical Illness Coverage for self upto 5 Lac.