Term of insurance plan: 10, 15 or 20 years
Sum Assured: Any amount of sum assured starting with minimum of BDT 1,00,000
Age: 20 – 50 years
Premium Payment Method: Yearly, Half-yearly, Quarterly and Monthly
Premium Conversion Rate:
- Yearly to Monthly = Yearly Premium X 0.0925
- Yearly to Quarterly = Yearly Premium X 0.275
- Yearly to Half Yearly = Yearly Premium X 0.525
Supplementary Insurance Facilities:
This plan allows you to avail any or multiple of the following supplementary insurance facilities:
[1] PDAB: Permanent Disability and Accidental Benefit
[2] DIAB: Double Indemnity Accidental Benefit
[3] Health Insurance [HI]
[4] Insurance for Critical illness [CI]
Pre-requisites:
- The policy applicant must be in good & sound health
- The policy applicant must have own, valid and regular income
Plan Benefits:
[1] Upon maturity of the plan, the policyholder will get survival benefit, which is 25% of the sum assured along with all the paid premium returned.
[2] If the policyholder dies while the policy is in force and before the maturity of the policy,
the nominee of the policyholder will get the full Sum Assured.
[3] Income Tax Rebate Benefit: The benefit of income tax rebate on premium paid every year at applicable rate.
[8] Hospitalization Benefits: Enjoy hospitalization benefits upto 5 Lac for Yourself and every family member [Spouse & Child] individually.
[9] Discounts on Hospitals: Enjoy attractive discounts at more than 300 partner Hospitals & Clinical Labs with Guardian Life Card.
[10] Critical Illness Coverage: 18 Critical Illness Coverage for self upto 5 Lac.