Guardian Care Free Pro Ultra (5 Stage)

Family Protection Plan - Early Cash

Introduction

The wise one’s priority plan: A liquid savings plan that will give back partial sum assured in five different time periods for attaining your precious dreams at various stages of life.

Now, you can have insurance, savings and also cherish those major milestones of life. A Guardian Five-Stage Plan can help you to address most of those milestones:

  • Plan your goals with a lump sum pay-out at maturity
  • Secure your family’s future
  • Fund your vacations
  • Finance your first car/bike
  • Plan your child’s higher education
  • Even redo your home décor or even fund your child’s marriage!
  • Plan for the down payment of your home

Key Benefits of Guardian Care Free Pro Ultra (5 Stage)

Savings, cash flow & 100% protection; all packed into one!

Multiply your savings

Guaranteed Income Get four interim payouts and enjoy the many flavors of life

Guaranteed Maturity Benefit

Term of insurance plan: 10, 15, 20, 25 or 30 years

Sum Assured: Any amount of sum assured starting with minimum of BDT 1,00,000

Age: 20 – 55 years

Premium Payment Method: Yearly, Half-yearly, Quarterly and Monthly

Premium Conversion Rate:

  1. Yearly to Monthly = Yearly Premium X 0.0925
  2. Yearly to Quarterly = Yearly Premium X 0.275
  3. Yearly to Half Yearly = Yearly Premium X 0.525

Supplementary Insurance Facilities:

This plan allows you to avail any or multiple of the following supplementary insurance facilities:

[1] PDAB: Permanent Disability and Accidental Benefit

[2] DIAB: Double Indemnity Accidental Benefit

[3] Health Insurance [HI]

[4] Insurance for Critical illness [CI]

Pre-requisites:

  • The policy applicant must be in good & sound health
  • The policy applicant must have own, valid and regular income

Plan Benefits:

[1] The sum assured will be paid in five installments, with earned bonus / profit, four before the maturity of the insurance plan and the fifth at the expiration of the plan.

[a] In the first phase, 10% of the basic sum assured, one-fifth of the maturity period.

[b] In the second phase, next 15% of the sum assured, two-fifth of the maturity period

[c] Third phase, next 20% of the sum assured, three-fifth of the maturity period

[d] Fourth phase, next 25% of the sum assured, four-fifth of the maturity period

[e] In the fifth phase (end), the remaining 30% of the basic sum assured and the bonus / profit will be paid

[2] Upon receiving the first, second, third of fourth pay-out, if the policyholder dies before the expiry of the plan, then the nominee will be provided with the full sum assured along with the earned bonus / profit.

[3] Upon maturity of the insurance plan, the policyholder will get the survival benefit, which is the fifth phase of the pay-out. Remaining 30% of the sum assured in the fifth phase will be paid along with the bonus / profit earned.

[4] If the policyholder dies while the plan is in force before the expiry of the insurance plan, then the policyholder’s nominee will be paid the full sum assured along with the earned bonus /profit.

[5] The policy achieves paid-up status after paying at least 2 [two] years of premium, after that the policy may be converted to a reduced Sum Assured upon request of the policyholder.

[6] Surrender Value and Loan Benefit: Upon payment of at least 2 [two] years of premium, a

policy achieves Surrender Value. There is option for Policyholder to avail Policy Loan up to

a maximum of 90% of the Surrender Value.

[7] Income Tax Rebate Benefit: The benefit of income tax rebate on premium paid every year at the applicable rate.

[8] Hospitalization Benefits: Enjoy hospitalization benefits upto 5 Lac for Yourself and every family member [Spouse & Child] individually.

[9] Discounts on Hospitals: Enjoy attractive discounts at more than 300 partner Hospitals & Clinical Labs with Guardian Life Card.

[10] Critical Illness Coverage: 18 Critical Illness Coverage for self upto 5 Lac.

Book an Appointment

Guardian Life Insurance Limited started its business activities from 1st January 2014 and has already achieved good reputation in the Insurance Industry and is looking to grow further in the coming years. The paid up capital of the company is 18.20 Crore and authorized capital is set at 200 Crore. Guardian Life Insurance Limited is striving to ensure trust in the hearts of our stakeholders through good governance. Guardian Life Insurance Limited has started its journey with the promise of helping build a better and more secured future for our valuable customers by providing them with world class insurance products and excellent customer service. The company will utilize a dynamic and caring knowledge-driven workforce coupled with the latest in technology in order to exceed the valued customers’ expectations. Innovation, proper risk management and prudent investment mechanisms are our tools in ensuring maximum financial benefits for our customers.

Guardian Life Insurance Limited started its business activities from 1st January 2014 and has already achieved good reputation in the Insurance Industry and is looking to grow further in the coming years. The paid up capital of the company is 18.20 Crore and authorized capital is set at 200 Crore. Guardian Life Insurance Limited is striving to ensure trust in the hearts of our stakeholders through good governance. Guardian Life Insurance Limited has started its journey with the promise of helping build a better and more secured future for our valuable customers by providing them with world class insurance products and excellent customer service. The company will utilize a dynamic and caring knowledge-driven workforce coupled with the latest in technology in order to exceed the valued customers’ expectations. Innovation, proper risk management and prudent investment mechanisms are our tools in ensuring maximum financial benefits for our customers.

Guardian Life Insurance Limited started its business activities from 1st January 2014 and has already achieved good reputation in the Insurance Industry and is looking to grow further in the coming years. The paid up capital of the company is 18.20 Crore and authorized capital is set at 200 Crore. Guardian Life Insurance Limited is striving to ensure trust in the hearts of our stakeholders through good governance. Guardian Life Insurance Limited has started its journey with the promise of helping build a better and more secured future for our valuable customers by providing them with world class insurance products and excellent customer service. The company will utilize a dynamic and caring knowledge-driven workforce coupled with the latest in technology in order to exceed the valued customers’ expectations. Innovation, proper risk management and prudent investment mechanisms are our tools in ensuring maximum financial benefits for our customers.

Guardian Life Insurance Limited started its business activities from 1st January 2014 and has already achieved good reputation in the Insurance Industry and is looking to grow further in the coming years. The paid up capital of the company is 18.20 Crore and authorized capital is set at 200 Crore. Guardian Life Insurance Limited is striving to ensure trust in the hearts of our stakeholders through good governance. Guardian Life Insurance Limited has started its journey with the promise of helping build a better and more secured future for our valuable customers by providing them with world class insurance products and excellent customer service. The company will utilize a dynamic and caring knowledge-driven workforce coupled with the latest in technology in order to exceed the valued customers’ expectations. Innovation, proper risk management and prudent investment mechanisms are our tools in ensuring maximum financial benefits for our customers.

Guardian Life Insurance Limited started its business activities from 1st January 2014 and has already achieved good reputation in the Insurance Industry and is looking to grow further in the coming years. The paid up capital of the company is 18.20 Crore and authorized capital is set at 200 Crore. Guardian Life Insurance Limited is striving to ensure trust in the hearts of our stakeholders through good governance. Guardian Life Insurance Limited has started its journey with the promise of helping build a better and more secured future for our valuable customers by providing them with world class insurance products and excellent customer service. The company will utilize a dynamic and caring knowledge-driven workforce coupled with the latest in technology in order to exceed the valued customers’ expectations. Innovation, proper risk management and prudent investment mechanisms are our tools in ensuring maximum financial benefits for our customers.

Guardian Life Insurance Limited started its business activities from 1st January 2014 and has already achieved good reputation in the Insurance Industry and is looking to grow further in the coming years. The paid up capital of the company is 18.20 Crore and authorized capital is set at 200 Crore. Guardian Life Insurance Limited is striving to ensure trust in the hearts of our stakeholders through good governance. Guardian Life Insurance Limited has started its journey with the promise of helping build a better and more secured future for our valuable customers by providing them with world class insurance products and excellent customer service. The company will utilize a dynamic and caring knowledge-driven workforce coupled with the latest in technology in order to exceed the valued customers’ expectations. Innovation, proper risk management and prudent investment mechanisms are our tools in ensuring maximum financial benefits for our customers.

Guardian Life Insurance Limited started its business activities from 1st January 2014 and has already achieved good reputation in the Insurance Industry and is looking to grow further in the coming years. The paid up capital of the company is 18.20 Crore and authorized capital is set at 200 Crore. Guardian Life Insurance Limited is striving to ensure trust in the hearts of our stakeholders through good governance. Guardian Life Insurance Limited has started its journey with the promise of helping build a better and more secured future for our valuable customers by providing them with world class insurance products and excellent customer service. The company will utilize a dynamic and caring knowledge-driven workforce coupled with the latest in technology in order to exceed the valued customers’ expectations. Innovation, proper risk management and prudent investment mechanisms are our tools in ensuring maximum financial benefits for our customers.

Download MyGuardian App

Life Insurance Right in Your Mobile.

To install, search “MyGuardian” in Play Store or follow the link:

https://play.google.com/store/apps/details?id=com.guardianlifeinsurance.myguardian

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